This state-subsidized old-age provision offers you the opportunity to get your hands on the pot after 12 years or to take 30% of the old-age assets as a capital settlement at the end of the term.
With the company pension scheme (BAV), you save money for your pension and can often even get support from your employer. In any case, the so-called deferred compensation gives you advantages when it comes to paying the insurance premiums.
